Would you like to learn more about investment strategies? We hold a variety of educational workshops that are open to all. We also provide one-on-one wealth coaching. All of these workshops are offered free of charge to existing asset management clients. To find out about dates for upcoming workshops, call our office. Our workshops and …
Investing Blog
Rosen Workshops and Educational Events
Frequently Asked Questions (FAQ) About Investing
This is the fun part. I love answering questions about investing. Let’s look at a few at a time. How Do You Build a Better Portfolio Using an Academic Approach? The single most important thing we learned from the work of academics is that diversification works. To build a more resilient portfolio using the academic …
Coordinate Your Financial and Estate Planning
You can do everything right on the investment side and still have problems when you reach retirement because of poor coordination between financial planning and estate planning. Poor financial planning can not only complicate your golden years, but can even cause estate problems after death. In addition to having an investment strategy and sticking to …
What Good is an Investment Advisor?
An investment advisor can help you avoid making big mistakes. He does that by giving dispassionate, objective advice that’s tailored to your unique situation. Ask yourself if you can trust the person to get to know you well enough to help you behave financially for the next ten, 20, or 30 years. That means understanding …
Questions to Ask When Evaluating an Investment Advisor
An excellent way to identify conflicts of interest is to examine how the advisor is compensated. Here are some simple questions you should ask: 1. How do you get paid? 2. How much do I pay you? 3. Are you a fiduciary? 4. Are you entitled to any compensation, based on our working together, from …
How to Choose an Investment Advisor
A lot of the decisions you have to make in the investment process are emotional. They should be, because they will affect the people you care about the most. That’s why no matter how smart and rational you are, it helps to work with someone else. Even financial advisors work with financial advisors. It’s economics; …
Reexamining the 5th Key Rule of Successful Investing: Buy Low and Sell High
You’ve probably heard this advice so often that you’ve come to laugh it off. Of course, we all want to buy low and sell high; the question is how? The answer is actually simple: it just takes discipline to periodically rebalance your portfolio, whether you do it based on the calendar ever quarter, or when …
Reexamining the 4th Key Rule of Successful Investing: Reduce Your Costs
One of the easiest ways to make more money in your portfolio is by not spending as much in fees, but the only way you can reduce these costs is by knowing what fees you are being charged. You need to be aware of all the fees you’re paying, including the ones that are “hidden,” …
Reexamining the 3rd Key Rule of Successful Investing: Diversify Broadly
If you own mutual fund shares, the MRI will evaluate what they contain. Let’s say you own both Fidelity’s Contra Fund and Fidelity’s Growth Fund, each of which invests in Apple in different proportions. The Contra Fund might have 3% of its holdings in Apple stock and the Growth Fund might only have 1%. If …
Reexamining the 2nd Key Rule of Successful Investing: Buy and Hold
You may recall that missing the market’s top-performing days by trying to react to “news” or speculation can prove costly to a portfolio. Remember the hypothetical investor who missed only the 10 top-performing days during the 20-year period from 1993–2012? By selling his investments and being out of the market for 10 days out of …