Hope for the Best; Plan for the Worst.

Healthcare crises are the most pressing concern during everyone’s later years. Other difficult circumstances may include the loss of a job, divorce, or theft, or even problems resulting from poor investments. There are tools that can help mitigate the financial impact of these situations, protecting you and your loved ones from the expensive prospects of long-term care, divorce, and creditors. Tools include long-term care insurance, homestead declarations, durable powers of attorney and healthcare proxies, family protection trusts, and irrevocable trusts.