If something happens that renders you unable to manage your affairs, you are considered “incapacitated.” Sometimes, as in the case of a coma, it isn’t clear whether an incapacity will be temporary or permanent. An effective and reliable way to protect yourself and your assets is to appoint someone to act as your agent in the event of your incapacitation, and execute a durable Power of Attorney (POA).
A durable power of attorney delegates the power to make important decisions to people you trust and designate. It can include the power to make financial, legal, and healthcare decisions in your behalf